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The landscape for charities is, as always, unpredictable, so it’s important to build in resilience at a financial level to safeguard your charity’s future. This means understanding the risk of funding concentration. In essence, you are at funding concentration risk if a large…
Thirty universities, housing associations and charities were modelled under a prolonged income shock, demonstrating how stress testing can serve as a constructive, diagnostic and exploratory tool, revealing resilience…
A strong charity reserves policy goes beyond the familiar three-month cash rule. Explore how liquidity needs, investment risk, fund classifications, stress testing and strategic priorities can shape a more resilient, defensible approach to reserves in today’s increasingly scrutinised environment overall.
The article highlights the growing range of risks facing charities, including financial pressures, fraud and private benefit, cyber-attacks and AI, safeguarding, and weaknesses in governance and regulatory oversight. It emphasises that trustees should manage these through strong governance, effective financial planning, clear policies and controls, and a culture where risks and concerns can be identified and challenged early
An honest look at AI in charity fundraising: where it adds hours back into your week, and where it silently damages your bids.
Funders do not ask "are you ready?" — they infer it from twelve things you either have or you do not. Here is how to prepare each.
United Trust Bank (UTB) has expanded its range of savings solutions for charities with the launch of a new 5 Year Charity Bond with a market leading rate of 4.70% Gross/AER* fixed for the term.
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