Articles
Articles tagged “Reserves and Endowments” Clear filters
-
United Trust Bank Expands Charity Savings Range with New Limited Access Saver Account Paying 4.15% Gross/AER
United Trust Bank Expands Charity Savings Range with New Limited Access Saver Account Paying 4.15% Gross/AER The new account has been designed to provide charities with another option when managing cash reserves, sitting…
-
How much should your charity hold in reserves? A practical guide for trustees
Managing and running a charity means you are always watching over finances and funding. You will know how much money you have, how much funding is coming your way, how much projects cost, future projects, and more…
-
Inflation plus: no free lunch The challenge of achieving inflation-beating returns
Key takeaways: • There is no risk-free way to consistently beat inflation but, now real yields on inflation-linked government bonds are positive in most developed markets, investors with a defined horizon have a better…
-
Restricted Funds: The Gift That Keeps on Giving
Understanding restricted funds and endowments for charities Most donations to charities bequeathed in a will are made without specific conditions regarding their use, meaning that the funds can be used by the charity in…
-
10 practical tips in setting up your charity’s reserves policy
As part of our Charity trustee insights hub , we have already established the importance of reserves and having a robust policy in place. The next step is setting your charity’s reserves policy. Here are 10 practical…
-
How to protect your savings from falling interest rates
https://www.utbank.co.uk/savings-and-deposits/protect-savings-from-falling-interest-rates/
-
Low inflation, high interest rates = a great time for savers
-
Investing advanced school fee payments
As the threat of VAT being added to independent school fees becomes more realistic, we understand that there has been a surge in interest in advanced fee payment schemes. For those independent schools in receipt of funds…
-
The essential CFO: revisiting the reserves policy
The pandemic exacerbated financial sustainability issues faced by charities. Many have already had to redefine their risk profile as a result of the last two years, and remodel how they hold and utilise reserves to…
-
Court of Appeal provides Guidance on GP notes for capacity
-
Could your cash reserves be doing more?
-
Be Careful What You Wish For
Central bankers have spent most of the years since the financial crisis crying out for more inflation. Now they are getting it in spades. The inflation that some central banks desired since the financial crisis now looks…
-
The Return of Inflation: A Conundrum?
As with millions of other bank account holders, I have recently received correspondence from my bank warning over the prospect of negative interest rates. In effect, banks wish to charge me for holding cash on deposit…
-
BDO Charity reserves review
Jill Halford shares the key findings from BDO’s third charity reserves review and the importance of a charity’s free reserves
-
Selling the family silver
What good are reserves if you never use them when you need them?
-
The UK’s biggest charities’ free reserves were falling even before the COVID-19 pandemic
This is the key finding of our third Charity reserves review. On average, charities were found to hold just two months of operating expenditure in reserves, down from three months in 2017. Our review has also found that…
-
How can your reserves policy help your resilience?
Gillian Benjamin highlights the importance of having a reserves policy, particularly in times of economic uncertainty. Click on the link to read the full article…
-
The Importance of Reserves to the Charity Sector
Recent research indicates that the majority of charities only have reserves policies based on 3 – 6 months of operating costs. The problem with this is that this type of calculation does not take into account the…