H W Wood Ltd T/as HWS

Services Provided

  • Trustees’ and management liability
  • Property damage for buildings and contents
  • Business interruption including for donations and grants
  • Employers’ liability including volunteers
  • Public and products liability
  • Loss of registration/licence
  • Reputational risk
  • Cyber insurance
  • Events and appeals insurance
  • Fidelity insurance
  • Legal expenses insurance
  • Legal advice helplines
  • Loss of revenue/increased cost of working
  • Professional indemnity insurance
  • Staff sickness
  • Terrorism and political violence
  • Travel insurance

About H W Wood Ltd T/as HWS

Specialist insurance for charities and not-for-profit organisations At HWS Specialty, we understand that running a charity is very different from running a business. Trustees, staff and volunteers face distinct risks, and protecting your people, your services and your reputation is essential. This is where HWS can support you. For over 40 years, our team has been working with organisations of all sizes, building trusted relationships and securing access to both local and international insurers. This experience means we can offer insurance solutions designed around the needs of charities and community organisations, not just off-the-shelf products. Whether you are a small charity operating from home, or a large organisation delivering national or international programmes, we will design a tailored insurance programme that reflects your mission and safeguards your future. Our approach is personal, practical and responsive. We focus on strengthening your resilience so that you can continue to do what matters most.