United Trust Bank Limited

Charity Deposit Solutions

United Trust Bank (UTB), established in 1955, is an award-winning specialist bank providing tailored deposit solutions for charities. We offer a comprehensive range of fixed term bonds, notice accounts, and same-day access accounts designed to meet varying liquidity and income requirements.

Built for Charities

Our dedicated team specialises in charity banking and understands the unique challenges organisations often face, particularly when opening new accounts. We work to remove these barriers through a straightforward, supportive onboarding process.

Service-Led, Competitive Proposition

We focus on delivering a service-led experience that enables charities to:

• Access competitive interest rates
• Align deposits with their liquidity needs and investment objectives
• Complement (not replace) their existing day-to-day banking arrangements

Simple, Efficient Processes

• Fast account opening: typically within 3 working days
• Digital applications: completed easily via the UTB website United Trust Bank
• Secure account management: transactions and mandate changes handled through secure messaging

Our aim is simple: to help your organisation make its funds work harder without adding operational complexity.

Security and Regulation

United Trust Bank is:

• Authorised by the Prudential Regulation Authority (PRA)
• Regulated by both the Financial Conduct Authority (FCA) and PRA
• Covered by the Financial Services Compensation Scheme (FSCS)
• Supported by the Financial Ombudsman Service